Insurance & Coverage
Complete protection included with every rental. Drive with confidence.
What's Covered
Our comprehensive insurance coverage includes everything you need for peace of mind on the road.
Third-Party Liability
Covers damage you cause to other vehicles and property
Coverage Limit:
$100,000 / $300,000
Collision Coverage
Covers damage to your rental vehicle from accidents
Coverage Limit:
Full Coverage
Comprehensive Coverage
Covers theft, vandalism, weather, and other non-collision damage
Coverage Limit:
Full Coverage
Medical Payments
Covers medical expenses for you and your passengers
Coverage Limit:
Up to $5,000
Included in Every Rental
- All damage to rental vehicle
- Damage to third-party vehicles
- Personal injury liability
- Legal defense coverage
- 24/7 roadside assistance
- Emergency towing
- Rental car while yours is being repaired
- Glass and window damage
- Tire and wheel damage
Deductibles
Regular Customers
Collision Damage
$500
Comprehensive Damage
$250
Glass Damage
$100
Partnership Partners
Collision Damage
$0 (Covered)
Comprehensive Damage
$0 (Covered)
Glass Damage
$0 (Covered)
What's Not Covered
Our insurance does not cover the following situations:
- Intentional damage
- Damage from reckless driving
- DUI/DWI violations
- Use outside terms of agreement
- Commercial use (except approved rideshare)
- Racing or speed contests
- Damage to rental car due to traffic violations
- Wear and tear on tires/brakes
Filing a Claim
1 Report the Incident
Contact us immediately at 407-779-3846 or email info@exuberancecars.com. If there's an accident, call 911 first if anyone is injured.
2 Provide Documentation
Provide photos of damage, police report (if applicable), and contact information for other parties involved.
3 Claims Review
Our claims team reviews your documentation and determines coverage. We typically respond within 3-5 business days.
4 Resolution
We arrange repairs and handle all insurance details. You'll receive updates throughout the process.
Insurance Questions
Do I need my own insurance to rent from you? ↓
Yes, you must have active auto insurance. Our coverage supplements your policy and provides additional protection.
What happens if I get a traffic ticket? ↓
You are responsible for traffic violations. The ticket goes to the registered owner, and we'll forward it to you. You're responsible for paying fines.
Is there a grace period for minor damage? ↓
Minor damage is covered under our comprehensive insurance. Normal wear and tear is not charged. We only charge for damage beyond normal use.
Are there surcharges for high-risk drivers? ↓
We evaluate each driver individually. Drivers with serious violations may face higher deductibles or be ineligible. Contact us to discuss your situation.
Ready to Rent with Confidence?
Get complete insurance coverage included in your rental rate. No hidden fees, no surprises.
Start Your Rental